ChatGPT Agent 2025: Data-Science King, Finance Guru, Europe Ka Wait — 1000+ Words Ki Poori Kahaani


17 July 2025: OpenAI ne ChatGPT Agent Utaara – Background Story

17 July 2025 ki subah 9:00 AM PST, OpenAI CEO Sam Altman ne ek tweet kiya:

“We’re shipping ChatGPT Agent – your own AI intern with a keyboard, mouse and browser. Live for Pro users in minutes.”

Kya hai yeh Agent?

  • Unified AI agent jo khud browser kholta hai, Excel chalaata hai, Python code run karta hai aur Gmail bhej deta hai – sab ek hi chat mein.
  • Visual + text browser + terminal + API – ek hi sandbox.
  • User approval before any spend / email – safety first.
  • Recurring scheduler – every Monday “sales report” auto-generate kar do.

Data-Science Tasks – ChatGPT Agent vs Copilot vs Gemini 2.5 vs Claude 3.7

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BenchmarkChatGPT AgentCopilot ExcelGemini 2.5 ProClaude 3.7 Sonnet
DSBench (real DS tasks)Beats human baseline28 %41 %35 %
SpreadsheetBench (Excel edits, charts, formulas)45.5 % accuracy20 %31 %27 %
BrowseComp (deep web search & synthesis)68.9 %42 %51.5 %48 %
Codeforces-style Python> 1,500 Elo1,250 Elo1,300 Elo

Kya seekha?

  • Data cleaning se lekar machine-learning pipeline tak, Agent analyst-level kaam kar raha hai.
  • Copilot Excel abhi bhi formatting aur VLOOKUP level pe atka hai.
  • Gemini 2.5 aur Claude 3.7 browser tasks mein piche hain, Python mein average.

Complex Financial Models – LBO, DCF, Amortization Schedule

OpenAI ne internal finance benchmark kiya – 200 tasks:

1. Leveraged Buy-Out (LBO) Model

  • Input: 10-K PDF + deal terms
  • Output: 3-statement model, debt schedule, IRR, sensitivity table
  • Accuracy: 48 % tasks human-quality, rest > 70 % useful (vs 18 % earlier models)

2. Discounted Cash-Flow (DCF)

  • Terminal value calculations, WACC derivation, Monte-Carlo sensitivity
  • Formatting & footnotesWord + Excel export ready

3. Amortization Schedule

  • Variable interest, balloon payment, pre-payment penalty – all covered
  • LaTeX + PDF output for client decks

Banker Reaction: “Intern se zyada reliable, VP se kam expensive.”


Europe Release Date – EEA & Switzerland Kab Milega?

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RegionCurrent StatusOfficial ETARumor Mill
USA, Canada, India, Japan, BrazilLive 17 Jul 2025
UK, Australia, SingaporeLive 17 Jul 2025
EEA + Switzerland❌ Blocked“coming weeks”Reddit leaks – GDPR + browser routing 2-4 weeks
Enterprise / Edu GlobalRolling in weeks

Kyun delay?

  • GDPR – browser traffic log retention 30 days
  • AI Act – high-risk system tag
  • Cross-border data routing – EU servers only

 Usage Caps & Pricing – Kisko Kitna Milega?

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PlanFree Credits / MonthExtra CreditsPrice / Batch
ChatGPT Pro400 messagesFlex credits$0.03 / message
Plus / Team40 messagesFlex credits$0.05 / message
Enterprise / EduTBAContractTBA
Free Tier❌ Not yet

Pro Tip: 400 messages ek weekend mein khatam ho sakte hain agar LBO model + sensitivity tables banayein.


Safety & Red-Team – Paise Kharch Hone Se Pehle Puchta Hai

1. Explicit Confirmation

  • Credit card, PayPal, Google Paypopup approval must
  • Email sendpreview + send button

2. Prompt-Injection Shield

  • Hidden JavaScript on web pages – auto-block
  • Malicious CAPTCHAhuman-in-loop bypass

3. High Biological Risk Tag

  • Preparedness Framework level 3
  • Red-team 50+ attacks – zero jailbreaks till date

 Pro Tips – Abhi Try Karo

  1. Parallel Runs
    • Task 1: “Scrape competitor pricing”
    • Task 2: “Clean my CRM CSV”
    • Same chat, 8 parallel threads
  2. Recurring Scheduler
    • /agent every Monday 9 AM – send me last week’s ad-spend report
  3. Connector Plugins
    • Gmail + Notion + GitHub – one-click OAuth
    • Slack alerts when task completes

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